★ Government of Jharkhand Education Scheme

गुरुजी स्टूडेंट क्रेडिट कार्ड योजना

Guruji Student Credit Card Scheme

Higher education ke liye financial problem? Eligible Jharkhand students can get an education loan of up to ₹15 Lakh to pursue higher studies.

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Education Loan Up To ₹15 Lakh

✓

4% Simple Interest for Eligible Students

✓

No Collateral Security Required*

✓

Repayment Period Up To 15 Years*

Free Counselling Apply Now

✓ Free eligibility, college & application guidance

₹

Maximum Education Loan ₹15,00,000

Government of Jharkhand Guruji Student Credit Card

झारखंड

EDUCATION LOAN

UP TO ₹15 LAKH

HIGHER • EDUCATION • SUPPORT

SCHEME GSCC

FOR JHARKHAND STUDENTS

✓

Need Assistance? Free Guidance

₹

₹15 Lakh Maximum Education Loan

4% Simple Interest*

🔐

No Collateral Security Required*

📅

Up To 15 Years Repayment Period*

🎓

Financial Support for

Your Higher
Education Dream

Helping Jharkhand students pursue higher education without financial barriers.

Maximum Support ₹15 Lakh Subject to scheme eligibility

ABOUT THE SCHEME

What is Guruji Student Credit Card Scheme?

The Guruji Student Credit Card Scheme is an initiative of the Government of Jharkhand designed to provide financial assistance to eligible students who want to pursue higher education.

Under the scheme, eligible students can receive an education loan of up to ₹15 lakh for higher studies, subject to scheme rules and verification.

Important

Guruji Student Credit Card is an education loan scheme. Loan sanction, eligible course, institution and final approval depend on applicable Government of Jharkhand rules.

Check My Eligibility

SCHEME BENEFITS

Key Benefits of Guruji Student Credit Card

Financial assistance designed to make higher education accessible to eligible Jharkhand students.

₹

Loan Up To ₹15 Lakh

Eligible students can receive education loan support of up to ₹15 lakh.

4% Simple Interest

Eligible students pay a concessional 4% simple interest rate under the scheme.

🔐

No Collateral Security

No collateral security is required from students for eligible loans under the scheme.

📅

Flexible Repayment

The repayment period can extend up to 15 years subject to applicable conditions.

🏠

Living Expense Support

Up to 30% of the loan may be used for eligible non-institutional expenses including living expenses.

🎓

Higher Education Support

Designed to help eligible students pursue diploma, undergraduate and higher education.

Know More on WhatsApp

ELIGIBILITY

Who Can Apply for Guruji Student Credit Card?

Check the basic eligibility conditions before starting your application.

Jharkhand Student

Applicant should satisfy applicable Jharkhand eligibility requirements.

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Class 10 / 12 Qualification

Students should have completed Class 10 and 12 from a recognized school located in Jharkhand.

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Diploma Applicants

Class 10 qualified students may be eligible where they want to pursue an approved diploma programme.

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Eligible Institution & Course

Student should secure admission in an institution and programme covered under applicable scheme rules.

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MAXIMUM LOAN ₹15L Education Support

INTEREST* 4% Simple Interest

Not Sure? Check My Eligibility

→

FINANCIAL SUPPORT

Study Now. Build Your Future.

Eligible Jharkhand students can access affordable financial support for higher education.

Get Loan Guidance

MAXIMUM LOAN

₹15 Lakh

Education Loan*

SIMPLE INTEREST

4 %

For Eligible Students*

HIGHER EDUCATION

Popular Study Areas

Final course and institution eligibility should always be checked according to current scheme guidelines.

💻

Engineering

B.Tech and eligible technical programmes.

⚕️

Medical

Eligible medical and healthcare programmes.

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Management

Management and business education programmes.

⚖️

Law

Eligible law and legal education programmes.

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Research

Eligible research and higher study programmes.

🖥️

Computer Applications

Eligible IT and computer programmes.

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Diploma

Eligible diploma programmes after Class 10.

🎓

Other Courses

Other approved higher education programmes.

Check My Course Eligibility

LOAN UTILISATION

What Can the Loan Support?

🏫

Tuition Fees

Eligible institutional tuition and academic fees.

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Academic Expenses

Eligible books, academic and education-related costs.

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Living Expenses

Up to 30% may be available for eligible non-institutional expenses.

🎓

Higher Studies

Financial assistance for approved higher education programmes.

DOCUMENT CHECKLIST

Documents You May Need

Keep identity, academic and admission-related documents ready before beginning the process.

Get Document Checklist

🪪

Aadhaar Card

Identity documentation

🏠

Jharkhand Residence Proof

As applicable under scheme rules

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Academic Certificates

Class 10 / Class 12 documentation

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Admission Proof

Institution admission documentation

₹

Course Fee Details

Institution fee structure

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Photograph

Recent passport-size photograph

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Bank Details

Relevant bank information

📄

How to Start Your GSCC Application

Understand the basic process before submitting your application.

01 ✓

Check Eligibility

Confirm your academic qualification, institution and course eligibility.

Check Eligibility →

02 📋

Prepare Details

Keep your personal, academic and college information ready.

Get Guidance →

03 📁

Prepare Documents

Keep academic, admission and identity documents available.

Ask Documents →

04 🏢

Application Verification

Application details are verified according to the prescribed process.

Know Process →

05 ₹

Loan Processing

Eligible applications proceed for loan sanction and further processing.

Get Help →

Start Application on WhatsApp

COLLEGEKAMPUS SUPPORT

Confused About GSCC, College or Course Eligibility?

Talk to CollegeKampus counsellors for free guidance regarding colleges, courses, eligibility and the application process.

✓ Eligibility Guidance

✓ College Guidance

✓ Document Checklist

✓ Application Support

💬

Talk to an Admission Expert Free Counselling

Direct WhatsApp support from CollegeKampus.

WhatsApp 9056161621 →

FAQ

Frequently Asked Questions

Eligible students can receive an education loan of up to ₹15 lakh under the scheme, subject to applicable eligibility conditions.

Ask on WhatsApp →

Under the scheme, eligible students pay 4% simple interest, subject to applicable Government of Jharkhand conditions.

Ask on WhatsApp →

The Jharkhand Government's scheme documentation states that no collateral security is taken from students for eligible loans under the scheme.

Ask on WhatsApp →

Students who have completed Class 10 from a recognized school in Jharkhand may be eligible when pursuing an approved diploma course.

Check Eligibility →

Government scheme documentation states that the maximum repayment period can be up to 15 years.

Ask on WhatsApp →

CollegeKampus can guide students regarding colleges, courses, eligibility, documents and the application process.

Get Free Counselling →

START YOUR HIGHER EDUCATION JOURNEY

Don't Let Financial Problems Stop Your Education.

Get free guidance for Guruji Student Credit Card, college admission and course selection.

Free Counselling Apply Now

Disclaimer: CollegeKampus is an education guidance platform and is not an official Government of Jharkhand website. Loan amount, eligibility, institution approval, interest, expenses and repayment conditions are governed by the latest official Guruji Student Credit Card Scheme guidelines.

Free Counselling Apply Now

Guruji Student Credit Card Scheme

UP TO ₹15 LAKH

Your Higher Education Dream

What is Guruji Student Credit Card Scheme?

Key Benefits of Guruji Student Credit Card

Loan Up To ₹15 Lakh

4% Simple Interest

No Collateral Security

Flexible Repayment

Living Expense Support

Higher Education Support

Who Can Apply for Guruji Student Credit Card?

Jharkhand Student

Class 10 / 12 Qualification

Diploma Applicants

Eligible Institution & Course

Study Now. Build Your Future.

Popular Study Areas

Engineering

Medical

Management

Law

Research

Computer Applications

Diploma

Other Courses

What Can the Loan Support?

Tuition Fees

Academic Expenses

Living Expenses

Higher Studies

Documents You May Need

Aadhaar Card

Jharkhand Residence Proof

Academic Certificates

Admission Proof

Course Fee Details

Photograph

Bank Details

Other Documents

How to Start Your GSCC Application

Check Eligibility

Prepare Details

Prepare Documents

Application Verification

Loan Processing

Confused About GSCC, College or Course Eligibility?

Frequently Asked Questions

Don't Let Financial Problems Stop Your Education.

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Your Higher
Education Dream