★ Government of West Bengal Education Loan Scheme

West Bengal Student Credit Card 2026

Pursue your dream education in India or abroad with financial assistance of up to ₹10 Lakh under the West Bengal Student Credit Card Scheme.

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Up to ₹10 Lakh Education Loan

Low Interest Approx. 4% Simple Interest

Up to 15 Years Repayment Period

💬 Get Free Counselling Check Eligibility ↓

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Admission • Loan Guidance • College Counselling

WEST BENGAL

STUDENT CREDIT CARD

EDUCATION • OPPORTUNITY • FUTURE

LOAN SUPPORT UP TO ₹10 LAKH

EDUCATION INDIA & ABROAD

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Higher Education India & Abroad

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Easy Process Online Application

₹10L Maximum Loan

~4% Simple Interest

15 Yrs Repayment Period

40 Yrs Maximum Applicant Age

India + Abroad Study Destination

Benefits Eligibility Documents How to Apply Covered Expenses FAQs

ABOUT THE SCHEME

What is the West Bengal Student Credit Card?

The West Bengal Student Credit Card Scheme is an education loan initiative designed to help eligible students pursue education without financial constraints.

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Turn your education plans into reality

Eligible West Bengal students can avail an education loan of up to ₹10 lakh for approved education-related expenses while studying at recognised institutions in India or abroad.

The scheme can support students across various education levels, including higher secondary, undergraduate, postgraduate, professional, diploma, doctoral and post-doctoral studies, subject to applicable scheme conditions.

Need help understanding eligibility? Talk to CollegeKampus →

Financial Support

Education loan assistance up to ₹10 lakh.

Study Anywhere

Recognised institutions in India and abroad.

Multiple Courses

Academic, professional and eligible vocational education.

Flexible Repayment

Repayment period can extend up to 15 years.

KEY BENEFITS

Why Students Choose the WB Student Credit Card

Financial support designed around the education needs of students.

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Loan Up to ₹10 Lakh

Financial assistance for eligible education expenses up to ₹10 lakh.

Low Interest Rate

The scheme provides education financing at a nominal simple interest rate.

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Collateral-Free Support

Scheme-based financial support backed according to applicable government guidelines.

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India & Abroad

Eligible students can use the scheme for recognised institutions in India as well as overseas.

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Long Repayment

Repayment tenure can extend up to 15 years under applicable terms.

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Education Expenses

Course fees and various other approved educational expenses can be covered.

CHECK BEFORE APPLYING

West Bengal Student Credit Card Eligibility

Applicants generally need to satisfy the following scheme requirements.

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West Bengal Residency

Applicant should meet the prescribed West Bengal residency requirements under the scheme.

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Age Limit

Applicant should generally be 40 years of age or below at the time of application.

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Recognised Institution

Student should be pursuing or admitted to an eligible course at a recognised educational institution.

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Eligible Education Level

School, diploma, undergraduate, postgraduate, professional, doctoral and other eligible education may be covered.

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Parent / Guardian Details

Parent or legal guardian/co-borrower information may be required as part of the application process.

FREE STUDENT SUPPORT

🎯

Not Sure If You Are Eligible?

Get free counselling regarding eligibility, colleges, courses and admission options.

✓ Eligibility Guidance ✓ College Selection ✓ Admission Assistance ✓ Course Guidance

💬 Check Eligibility on WhatsApp Free guidance by CollegeKampus counsellors

FINANCIAL COVERAGE

What Expenses Can the Loan Cover?

Subject to scheme and bank approval, the education loan can support multiple education-related expenses.

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Tuition Fees

Eligible tuition and institutional fees.

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Hostel Expenses

Approved accommodation and hostel-related expenses.

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Books

Textbooks and other eligible academic materials.

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Laptop / Computer

Approved study-related computer or laptop expenses.

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Study Equipment

Eligible equipment required for academic programmes.

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Course Expenses

Other education-related expenses permitted under the scheme.

STUDY OPTIONS

Courses You Can Pursue

Explore popular study categories students may consider under applicable Student Credit Card rules.

⚙️ Engineering B.Tech • M.Tech • Diploma

💼 Management BBA • MBA • PGDM

🩺 Medical MBBS • Nursing • Allied Health

⚖️ Law LL.B • BA LL.B • LL.M

💻 Computer Applications BCA • MCA • IT

📊 Commerce B.Com • M.Com • Finance

🧬 Science B.Sc • M.Sc • Research

🌐 Study Abroad Eligible recognised programmes

KEEP THESE READY

Documents You May Need

Exact documents can vary depending on your application, institution and bank verification.

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Identity Proof Aadhaar / accepted ID

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Address Proof Applicable residence proof

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Admission Proof Admission / enrolment documents

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Academic Documents Relevant marksheets / certificates

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Bank Details Applicant / co-borrower details

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Photograph Recent applicant photograph

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Application Support

Confused about which college, course or admission route is right for you?

College Shortlisting
Course Selection
Admission Counselling
Student Credit Card Guidance

Get Free Assistance →

APPLICATION JOURNEY

How to Apply for WB Student Credit Card

The application is primarily handled online through the official West Bengal Student Credit Card system.

Register Online

Visit the official portal and complete student registration.

Fill Application

Enter personal, academic, institution and course information.

Upload Documents

Upload the documents requested in the application.

Verification

Application details are verified through the applicable institutional and government process.

Bank Processing

Eligible applications proceed to the concerned bank for processing and sanction.

Loan Disbursement

Following approval, funds are disbursed according to applicable scheme and bank rules.

Visit Official WBSCC Portal ↗ 💬 Get CollegeKampus Guidance

Important Information

Loan approval is subject to eligibility, document verification, institutional verification, applicable government rules and bank sanction. Students should confirm the latest terms through the official West Bengal Student Credit Card portal.

QUESTIONS & ANSWERS

West Bengal Student Credit Card FAQs

Under the West Bengal Student Credit Card Scheme, eligible students can receive an education loan of up to ₹10 lakh, subject to scheme conditions and bank approval.

Yes. The scheme is intended to support eligible studies at recognised institutions within West Bengal, elsewhere in India, and abroad, subject to applicable rules.

Current Government of West Bengal information describes the scheme as providing loans at approximately 4% simple interest per annum. Always verify the applicable terms when applying.

The repayment period can extend up to 15 years, subject to applicable scheme and loan conditions.

The scheme can cover eligible education-related expenses including course fees, books, study materials, computers/laptops and certain accommodation-related expenses, subject to approved limits and rules.

No. CollegeKampus is an education information and counselling platform. The Student Credit Card Scheme is a Government of West Bengal initiative, and loan sanction is handled through the authorised government and banking process.

FREE COLLEGE COUNSELLING

Planning Your Admission in 2026?

Get expert help for course selection, college shortlisting, admissions and West Bengal Student Credit Card guidance.

✓ Free Counselling ✓ College Shortlisting ✓ Admission Guidance ✓ Student Credit Card Help

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Talk to an Admission Expert +91 90561 61621 Chat on WhatsApp →

Disclaimer: CollegeKampus is an independent education information and counselling platform and is not an official Government of West Bengal website. Scheme information is provided for student awareness and may change. Applicants should verify current eligibility, interest rates, documents and application rules on the official WBSCC portal before applying.

✓ Check Eligibility 💬 WhatsApp

West Bengal Student Credit Card 2026

What is the West Bengal Student Credit Card?

Turn your education plans into reality

Why Students Choose the WB Student Credit Card

Loan Up to ₹10 Lakh

Low Interest Rate

Collateral-Free Support

India & Abroad

Long Repayment

Education Expenses

West Bengal Student Credit Card Eligibility

West Bengal Residency

Age Limit

Recognised Institution

Eligible Education Level

Parent / Guardian Details

Not Sure If You Are Eligible?

What Expenses Can the Loan Cover?

Tuition Fees

Hostel Expenses

Books

Laptop / Computer

Study Equipment

Course Expenses

Courses You Can Pursue

Documents You May Need

Application Support

How to Apply for WB Student Credit Card

Register Online

Fill Application

Upload Documents

Verification

Bank Processing

Loan Disbursement

West Bengal Student Credit Card FAQs

Planning Your Admission in 2026?

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